OVERCOMING RECENCY BIAS AND RISK AVERSION IN SIP INVESTORS USING AI TOOLS IN INDIA

Dr. Mariya Ansari; Vishnu Kumar; Ranjith Kumar. K; Sunday Idika; Kezia M. Bernadez1; Gabrielle DS. Felismeno1; Lester Jef M. Gencianeo1; Melanie T. Sulapas1; Gecelene C. Estorico1; 2; Laiza Marie S. Ramos; Paul M. Mamac; Rexelyn Joy A. Padilla; John M. Caparros; Anamer O. Espeño; Eden M. Alarcon; Ramon B. Alarcon; John Vincent S. Cagatin¹ Gabrella L. Cardinoza¹  Randall Ken M. Concepcion¹ Ma. Leidith M. Dela Torre¹ Gecelene Estorico¹’²; Josie Lyn C. Estrada; Marichel V. Miraflores; Angie Lyka L. Galaroza; Mirasol Pamittan-Gabaran; Jesseil P. De Los Nieves; Danson M. Lagar; Rico De Guzman Torio; D.K. Awasthi; Archana Dixit; Vivek Mishra; Gadison Kipkorir Ngeno; Dr. Kipchirchir Samuel Ronoh; Abu Imam Mehrab; Hao Wu; Guindo Mahamed L; Sokhar Samb; Mor Gueye; Remedios B. Lamsis; Darryle Joy C. Crisostomo; Frechelle DC. Paralejas; Agnes T. Castro; Nawar Berro; Le Xuan Tu; Nguyen Thi Lien; Faheema Mohammed Manu1; Dr. N. Rajendran2; Quimberly B. Lanos; Joey-Vel R. Evangelio; Blesilda A. Tamoro; Levylyn T. Damasco; Maria Cristina B. Tomimbang; Adora C. Murio; Liza C. Calvadores; Claire D. Buslotan; Mrs. I. Grace Asha Roy; Maddala Surya Teja; Limuel M. Dela Peña; Jefrey C. Legurpa; Ave Marie P. Acosta; Lilian L. Murillo; Nawar Berro; Navneet Guleria; R.K. Mittal; Jannene L. Alam1 Ivar T. Dajac1 Fiona Eunice R. Gasis1 Crisha Marie P. Salamat1 Gecelene C. Estorico1; 2; Gemelyn S. Hermosura; Leiy Kirlsten J. Barretto; Divina Maris Mande; Dessa Mae C. Lancion; Gecelene Estorico; Betna Shamlin Simenthy; Rajsharavan Senthilvelan; Jannene L. Alam; Angelique M. Calang; Fiona Eunice R. Gasis; Reina Ushini L. Lagan; Crisha Marie P. Salamat; Gecelene C. Estorico; Dr. Nidhi Bansal; Anil Sharma; Firdous Sadaf Mohammad Ismail; Amit Kumar; Yana Brenar; Greg Andie M. Barbuena; Bridgeth Joy G. Bayani; Mike Jhon M. Pedido; Crystal Jane Da. Pedrano; Gecelene C. Estorico; Gaudencio Abellanosa; Chona B. Desierto; Daniel J. Mediante; Evangeline F. Reponte; Rea May V. Villota; Marivic P. Udani; Maricar Liza E. Monterde; Lara P. Pajalla; Fe L. Baniaga; Arlene H. Cometa; Mary Ann E. Rollan; Gloria Geraldine S. Victoria; Richie B. Loren; Princess Lawren A. Aringo; Jessa Mae A. Coca; Jesel S. Despi; Raniel Jade V. Escala; Ceilo Ingrid G. Idul; Jan Marrie F. Maningo; Ivy Grace A. Martinez; Dalemark Dave C. Ovar; Jenny Ann T. Salazar; Carla Mae A. Samosa; Namer Ali Aletawi; Mansour Ali Abu Sameha; FatimaThaher Aburomman; Richie B. Loren; Abegail B. Baysa; Rangeleine A. Cagalitan; Christian Paul N. Castillo; Jasphene A. Fernandez; Alliah Grace D. Joria; Allyssa Gaile D. Juanico; Marygene O. Litong; Justine Reena M. Malunjao; Rhengie T. Oberes; Kimberly R. Sabandija; Tran Thi Anh Nguyet; Laisa G. Apdian; Duke Khylle P. Cabidog; Krizel Mae C. Dipawa; Khicy Jean G. Escultor; Rechel Joy V. Fabela; Jellene Mae T. Figueroa; Lj Marie G. Marquez; Hearth Faith C. Ruiz; Hezekiah Faye C. Sustino; Glaiza Amor D. Waslo; Richie B. Loren; Richie B. Loren; Ashley Lorraine A. Agliam; Desiree B. Bagares; Judy Ann S. Brones Trizziah Dyann C. Bueno; Effica R. Bulasa; Sheena S. Directo Kent Rejer B. Gelbolingo; Zsairah B. Go; Gloria S. Gudelos; Marigold S. Minoza; Dr. A S Angadi; Sumit Raju Giri; Basavaraj N Asuti; Sumeet Khatwate; Hidear Talirongan; Febb Kimberly Joy B. Edaño; Herbert L. Limot; Diana Rose O. Cabisada; Jessel S. Revilleza; Jesryl T. Canillas; Peter Paul C. Condinato; April Joy A. Dela Torre; Lizlie Joy U. Gomez; Joan A. Payo; Dr. Gaudencio G. Abellanosa; Joseph Isaiah S.Trinidad; Kimberly D. Tesoro; Abbel F. Unla; Erovenos L. Emata; Gaudencio G. Abellanosa; Jennifer O. Harapan; Hidear Talirongan; Elias Thomas Mbogho; Doctor Joan Owade; Doctor Janet Emily Mutebe; Karen Jane C. Maniego; Jesel Daze B. Dela Peña; Jessfer John R. Cruz; Lady Jane V. Benigno; Dr. Sanesh PV; Ms. Shreelakshmi Y; Ms. Shivani S Keshannavar; Jose A. Tabulao; Rea S. Carangian; Levy M. Soriano; Jayvee O. Bastasa; John Bera V. Fermin; Maria Elisa B. Balbuena; Ai-Ai G. Misoles; Ciliste P. Managbanag; Angelica M. Leonardo; Dr. Sanesh PY; Ms. Shreya Kirty; Mr. Bhavesh vaidya; Isagani C. Canonizado; Sheryl Lou T. Rabanzo; Indira Eugenia Teta Gregorio; Dr. Sanesh PV; Ms. SRUSTI SADHANA KAR; Ms. ISHU KUMARI; Dr. Joseph Ige; Zakhro Sodikova; Venkata Vijay Satyanarayana Murthy Neelam; Abhishek Devgan; Dr. Mariya Ansari; Vishnu Kumar; Ranjith Kumar. K; Sunday Idika; Kezia M. Bernadez1; Gabrielle DS. Felismeno1; Lester Jef M. Gencianeo1; Melanie T. Sulapas1; Gecelene C. Estorico1; 2; Laiza Marie S. Ramos; Paul M. Mamac; Rexelyn Joy A. Padilla; John M. Caparros; Anamer O. Espeño; Eden M. Alarcon; Ramon B. Alarcon; John Vincent S. Cagatin¹ Gabrella L. Cardinoza¹  Randall Ken M. Concepcion¹ Ma. Leidith M. Dela Torre¹ Gecelene Estorico¹’²; Josie Lyn C. Estrada; Marichel V. Miraflores; Angie Lyka L. Galaroza; Mirasol Pamittan-Gabaran; Jesseil P. De Los Nieves; Danson M. Lagar; Rico De Guzman Torio; D.K. Awasthi; Archana Dixit; Vivek Mishra; Gadison Kipkorir Ngeno; Dr. Kipchirchir Samuel Ronoh; Abu Imam Mehrab; Hao Wu; Guindo Mahamed L; Sokhar Samb; Mor Gueye; Remedios B. Lamsis; Darryle Joy C. Crisostomo; Frechelle DC. Paralejas; Agnes T. Castro; Nawar Berro; Le Xuan Tu; Nguyen Thi Lien; Faheema Mohammed Manu1; Dr. N. Rajendran2; Quimberly B. Lanos; Joey-Vel R. Evangelio; Blesilda A. Tamoro; Levylyn T. Damasco; Maria Cristina B. Tomimbang; Adora C. Murio; Liza C. Calvadores; Claire D. Buslotan; Mrs. I. Grace Asha Roy; Maddala Surya Teja; Limuel M. Dela Peña; Jefrey C. Legurpa; Ave Marie P. Acosta; Lilian L. Murillo; Nawar Berro; Navneet Guleria; R.K. Mittal; Jannene L. Alam1 Ivar T. Dajac1 Fiona Eunice R. Gasis1 Crisha Marie P. Salamat1 Gecelene C. Estorico1; 2; Gemelyn S. Hermosura; Leiy Kirlsten J. Barretto; Divina Maris Mande; Dessa Mae C. Lancion; Gecelene Estorico; Betna Shamlin Simenthy; Rajsharavan Senthilvelan; Jannene L. Alam; Angelique M. Calang; Fiona Eunice R. Gasis; Reina Ushini L. Lagan; Crisha Marie P. Salamat; Gecelene C. Estorico; Dr. Nidhi Bansal; Anil Sharma; Firdous Sadaf Mohammad Ismail; Amit Kumar; Yana Brenar; Greg Andie M. Barbuena; Bridgeth Joy G. Bayani; Mike Jhon M. Pedido; Crystal Jane Da. Pedrano; Gecelene C. Estorico; Gaudencio Abellanosa; Chona B. Desierto; Daniel J. Mediante; Evangeline F. Reponte; Rea May V. Villota; Marivic P. Udani; Maricar Liza E. Monterde; Lara P. Pajalla; Fe L. Baniaga; Arlene H. Cometa; Mary Ann E. Rollan; Gloria Geraldine S. Victoria; Richie B. Loren; Princess Lawren A. Aringo; Jessa Mae A. Coca; Jesel S. Despi; Raniel Jade V. Escala; Ceilo Ingrid G. Idul; Jan Marrie F. Maningo; Ivy Grace A. Martinez; Dalemark Dave C. Ovar; Jenny Ann T. Salazar; Carla Mae A. Samosa; Namer Ali Aletawi; Mansour Ali Abu Sameha; FatimaThaher Aburomman; Richie B. Loren; Abegail B. Baysa; Rangeleine A. Cagalitan; Christian Paul N. Castillo; Jasphene A. Fernandez; Alliah Grace D. Joria; Allyssa Gaile D. Juanico; Marygene O. Litong; Justine Reena M. Malunjao; Rhengie T. Oberes; Kimberly R. Sabandija; Tran Thi Anh Nguyet; Laisa G. Apdian; Duke Khylle P. Cabidog; Krizel Mae C. Dipawa; Khicy Jean G. Escultor; Rechel Joy V. Fabela; Jellene Mae T. Figueroa; Lj Marie G. Marquez; Hearth Faith C. Ruiz; Hezekiah Faye C. Sustino; Glaiza Amor D. Waslo; Richie B. Loren; Richie B. Loren; Ashley Lorraine A. Agliam; Desiree B. Bagares; Judy Ann S. Brones Trizziah Dyann C. Bueno; Effica R. Bulasa; Sheena S. Directo Kent Rejer B. Gelbolingo; Zsairah B. Go; Gloria S. Gudelos; Marigold S. Minoza; Dr. A S Angadi; Sumit Raju Giri; Basavaraj N Asuti; Sumeet Khatwate; Hidear Talirongan; Febb Kimberly Joy B. Edaño; Herbert L. Limot; Diana Rose O. Cabisada; Jessel S. Revilleza; Jesryl T. Canillas; Peter Paul C. Condinato; April Joy A. Dela Torre; Lizlie Joy U. Gomez; Joan A. Payo; Dr. Gaudencio G. Abellanosa; Joseph Isaiah S.Trinidad; Kimberly D. Tesoro; Abbel F. Unla; Erovenos L. Emata; Gaudencio G. Abellanosa; Jennifer O. Harapan; Hidear Talirongan; Elias Thomas Mbogho; Doctor Joan Owade; Doctor Janet Emily Mutebe; Karen Jane C. Maniego; Jesel Daze B. Dela Peña; Jessfer John R. Cruz; Lady Jane V. Benigno; Dr. Sanesh PV; Ms. Shreelakshmi Y; Ms. Shivani S Keshannavar; Jose A. Tabulao; Rea S. Carangian; Levy M. Soriano; Jayvee O. Bastasa; John Bera V. Fermin; Maria Elisa B. Balbuena; Ai-Ai G. Misoles; Ciliste P. Managbanag; Angelica M. Leonardo; Dr. Sanesh PY; Ms. Shreya Kirty; Mr. Bhavesh vaidya; Isagani C. Canonizado; Sheryl Lou T. Rabanzo; Indira Eugenia Teta Gregorio; Dr. Sanesh PV; Ms. SRUSTI SADHANA KAR; Ms. ISHU KUMARI; Dr. Joseph Ige; Zakhro Sodikova; Venkata Vijay Satyanarayana Murthy Neelam; Abhishek Devgan

doi:https://doi.org/10.5281/zenodo.17501231

November 2025 Issue

About this Issue: The November 2025 issue of IJETRM publishes peer-reviewed research papers in Engineering, Technology, Artificial Intelligence, Computer Science, Management and Applied Sciences.

S.NO	Title / Author	PDF
1	OVERCOMING RECENCY BIAS AND RISK AVERSION IN SIP INVESTORS USING AI TOOLS IN INDIA Author: Dr. Mariya Ansari, Vishnu Kumar https://doi.org/10.5281/zenodo.17501231
2	TECHNOLOGICAL INNOVATION AND START-UPS: A CONCEPTUAL EXPLORATION OF EMERGING DYNAMICS Author: Ranjith Kumar. K https://doi.org/10.5281/zenodo.17502082
3	PREDICTIVE ANALYTICS FOR STUDENT PERFORMANCE USING MACHINE LEARNING TECHNIQUES Author: Sunday Idika https://doi.org/10.5281/zenodo.17506255
4	SYSTEMATIC REVIEW ON DISTRIBUTION, PERSISTENCE, AND TOXICOLOGICAL RISK OF DDT IN AGRICULTURAL SOILS OF SOUTHEAST ASIA Author: Kezia M. Bernadez1, Gabrielle DS. Felismeno1, Lester Jef M. Gencianeo1, Melanie T. Sulapas1, Gecelene C. Estorico1,2 https://doi.org/10.5281/zenodo.17506684
5	CHALLENGES AND OPPORTUNITIES OF BAWAT BATA MAKABABASA PROGRAM: BASIS FOR SCHOOL-BASED POLICY DEVELOPMENT Author: Laiza Marie S. Ramos, Paul M. Mamac, Rexelyn Joy A. Padilla https://doi.org/10.5281/zenodo.17509424
6	ASSESSING THE EXTENT ON THE USE OF RESEARCHER-MADE SURVEYQUESTIONNAIRE Author: John M. Caparros, Anamer O. Espeño, Eden M. Alarcon, Ramon B. Alarcon https://doi.org/10.5281/zenodo.17509441
7	INTEGRATIVE SYSTEMATIC REVIEW OF CARBON MONOXIDE TOXICITY ON THE RESPIRATORY SYSTEM: MOLECULAR MECHANISMS, EXPOSURE ASSESSMENT, AND HEALTH IMPLICATIONS Author: John Vincent S. Cagatin¹ Gabrella L. Cardinoza¹ Randall Ken M. Concepcion¹ Ma. Leidith M. Dela Torre¹ Gecelene Estorico¹’² https://doi.org/10.5281/zenodo.17512956
8	ANALYZING THE IMPACT OF SUMMER ACADEMIC REMEDIAL PROGRAM AND THE LEARNING CAMP IN THE ACADEMIC SUCCESS OF LEARNERS Author: Josie Lyn C. Estrada, Marichel V. Miraflores, Angie Lyka L. Galaroza https://doi.org/10.5281/zenodo.17515682
9	ROLE OF ARTIFICIAL INTELLIGENCE IN DEVELOPING RESEARCH METHODOLOGIES Author: Mirasol Pamittan-Gabaran, Jesseil P. De Los Nieves, Danson M. Lagar, Rico De Guzman Torio https://doi.org/10.5281/zenodo.17515914
10	COVID JN .1 VIRUS VARIANT Author: D.K. Awasthi, Archana Dixit, Vivek Mishra
11	ENERGY-EFFICIENT BUILDING PRACTICES AND OPERATIONAL PERFORMANCE ACROSS STAR-RATED HOTELS IN NAIROBI CITY COUNTY Author: Gadison Kipkorir Ngeno, Dr. Kipchirchir Samuel Ronoh https://doi.org/10.5281/zenodo.17535670
12	IMPROVING IT HELPDESK EFFICIENCY THROUGH AI-BASED AUTOMATION AND CHATBOTS Author: Abu Imam Mehrab https://doi.org/10.5281/zenodo.17538620
13	DEEP LEARNING IN COMPUTER VISION: TRANSFORMING INDUSTRIES THROUGH AI-ENHANCED IMAGE RECOGNITION Author: Hao Wu https://doi.org/10.5281/zenodo.17551435
14	THE POWER OF IA AND SPECTROSCOPY FOR FOOD Author: Guindo Mahamed L, Sokhar Samb, Mor Gueye https://doi.org/10.5281/zenodo.17551734
15	BRIDGING THE GAP: RESEARCH THEORIES AND PRACTICE Author: Remedios B. Lamsis, Darryle Joy C. Crisostomo, Frechelle DC. Paralejas, Agnes T. Castro https://doi.org/10.5281/zenodo.17558602
16	CHALLENGES AND SOLUTIONS IN HVAC INSTALLATION FOR HIGH-RISE BUILDINGS Author: Nawar Berro https://doi.org/10.5281/zenodo.17567613
17	THE POLICIES AND DIRECTIVES OF THE COMMUNIST PARTY OF VIETNAM ON THE RENOVATION OF LAND POLICIES AND LEGISLATION FROM 2011 TO 2024 Author: Le Xuan Tu
18	THE COMMUNIST PARTY OF VIETNAM’S LEADERSHIP OF PROPAGANDA ON THE REVOLUTIONARY PRESS FRONT (1960–1975) Author: Nguyen Thi Lien
19	LINKING SUSTAINABLE BANKING PRACTICES AND BANK PERFORMANCE: A REVIEW OF LITERATURE Author: Faheema Mohammed Manu1, Dr. N. Rajendran2 https://doi.org/10.5281/zenodo.17573864
20	ASSESSING THE IMPACT OF COLAIZZI’S METHOD IN QUALITATIVE STUDIES Author: Quimberly B. Lanos, Joey-Vel R. Evangelio, Blesilda A. Tamoro, Levylyn T. Damasco https://doi.org/10.5281/zenodo.17579278

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